Stablecoins are issued through a fully collateralized mechanism. Each token is backed by underlying reserves, ensuring that its value remains stable and trustworthy.

Institutions can conduct regular collateral reporting and publish proof of reserves to maintain transparency and market confidence. This approach enables the token to function as a secure medium of exchange in both domestic and cross-border contexts.

Role-based access control is integrated into the token architecture:

• A supply management role handles the creation of new tokens and updates to the collateral pool
• A user management role manages investor interactions, including the ability to block or unblock accounts
• A dedicated administrative role oversees operational controls and can pause token operations during audits

This structured approach ensures proper governance over monetary supply and user access while maintaining operational security.

Security and compliance are central to the stablecoin design. The system includes:

• Pause functionality to halt all transfers in the event of a breach or compliance requirement.
• A built-in blocklist ensures that only approved users can access the token, supporting strict adherence to AML and KYC regulations.

These mechanisms enforce institutional policies at the protocol level, providing banks and financial institutions with the controls needed to operate in regulated environments.

To improve accessibility, the token architecture supports custodial account management, allowing institutions to manage user accounts securely. Meta-transaction support enables third-party transaction relaying, so users can interact with the system without directly paying network fees.

This feature is especially valuable for banks managing end-user transactions at scale or integrating digital currencies into existing payment systems.