<img alt="" src="https://secure.leadforensics.com/782807.png" style="display:none;">
Skip to content

Cash

Turn cash into programmable settlement infrastructure

Programmable cash instruments with configurable interest, T+0 atomic settlement, and compliance-enforced transfers. Tokenization puts cash on-chain. Lifecycle controls keep it regulated and operational.

Cash equivalents
Cash equivalents

Legacy cash products cannot keep up

Deposit and cash systems were not built for programmable money

Most deposit and cash stacks still treat money as a static balance in a core system. That works for overnight books, but breaks when corporate clients want conditional payments, rule-based transfers, or cash that can settle against a digital instrument in the same step.

Legacy deposit systems sit apart from on-chain settlement and programmable instruments, so every new link becomes a custom bridge. Cross-border flows add multi-step chains, days of delay, and heavy reconciliation before finality is clear. Treasury teams ask for programmable cash products and get workarounds.

Certificates of deposit, tokenized bank deposits, and fiat-backed stablecoins only help if they share settlement and compliance controls with the rest of the book.

Isolated legacy deposit systems

Every new connection becomes custom integration work, and ops is left maintaining fragile bridges.

Cross-border friction and multi-step settlement chains

Finality stays uncertain, and reconciliation across intermediaries eats operational time. 

Limited treasury products for corporate clients

Standard deposit products still cannot deliver conditional payments and cash that settles with the instrument in one step.

Capabilities

What changes with DALP

01
Programmable cash instruments

Issue certificate of deposits, tokenized bank deposits, and fiat-backed stablecoins from system templates. Each instrument runs under ERC-3643 rules, so interest, transfer policy, and lifecycle controls sit on the instrument from day one.

02
Atomic settlement (DvP, T+0)​

Cash and asset legs complete in the same step, or both revert. T+0 finality cuts the idle capital and reconciliation work that multi-day settlement leaves behind.

03
Compliance-enforced transfers

Every transfer is checked before it executes: investor eligibility, jurisdiction, holding limits, and related policy. Failed checks stop the movement; they do not become an after-the-fact exception report.

04
Custodian controls

Operational controls such as freeze, recover, and forced transfer stay available to authorized roles under maker-checker governance. Your custodian model stays in place; DALP orchestrates the policy around it.

05
Yield and maturity management

Interest accrual, coupon or yield events, and maturity handling run from the instrument rules and the holder list. Ops is not rebuilding each cycle in a spreadsheet.

06
Identity and credential reuse

Onboard an investor once. Verified credentials travel with that participant across cash instruments and the rest of the book, including fixed income, funds, equity, real assets, and structured products.

Tick_icon_blue_plain

T+0 settlement
Tick_icon_blue_plain

Atomic DvP
Tick_icon_blue_plain

Configurable denominations
Tick_icon_blue_plain

Treasury products for corporates
Tick_icon_blue_plain

Ex-ante ERC-3643 compliance

DALP 3.0 instrument templates

Three fixed income templates. Ready to clone.

Asset Designer ships ready-to-use templates with asset class, token features, safe defaults, and issuance metadata fields. Clone, reshape, launch, publish as your standard.

Certificate of deposit

Tokenized bank deposit

Fiat-backed stablecoin

Certificate of deposit

Tokenized bank deposit

Fiat-backed stablecoin

Start with cash.
Scale across asset classes.

Credentials are reusable across fixed income, funds, equity, real assets, and structured products. See programmable cash instruments running live.