| Tokenized bank deposit issuance with programmable terms |
Deposit asset template with configurable terms, maturity management, and interest accrual logic; programmable deposit mechanics for institutional and retail deposit programs |
| Interest accrual and automated distribution for deposit holders |
Automated yield distribution executed programmatically; fixed treasury yield feature for periodic interest payments; no manual deposit interest processing |
| MiCA e-money token compliance for tokenized deposits |
12 on-chain compliance module types enforce MiCA EMT requirements for tokenized deposit structures including supply limits, transfer restrictions, and investor eligibility controls |
| CBDC integration and wholesale settlement for tokenized deposits |
XvP atomic settlement with HTLC hashlock for interbank tokenized deposit transfers; ISO 20022 connectivity for integration with central bank settlement systems |
| Compliance enforcement for tokenized deposit distribution |
Country restrictions, investor eligibility, and transfer restrictions enforced ex-ante on every deposit token transfer; AML/CFT-aligned identity verification via OnchainID |
| Custody and key management for tokenized deposit reserves |
HSM-compatible key management with maker-checker workflows for deposit reserve custody; Fireblocks and DFNS integration for institutional deposit custody governance |
| Regulatory reporting for tokenized deposit programs |
Full event traceability across deposit lifecycle; immutable audit trail for banking supervisory reporting; 21 Grafana dashboards for deposit operations monitoring |
| On-premises deployment for banking data residency requirements |
On-prem, air-gapped, and hybrid deployment via Kubernetes and Helm; all deposit data stays within bank's defined perimeters for regulatory banking requirements |
